Smart way to keep your money safe and secure

Transfer money within minutes and save money for your future. All of your desired service in single platform.

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Online Banking

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Super Fast Transactions

Fast Transactions: No more waiting days for funds to clear. Experience near-instant SEPA transfers that automatically mint or redeem your digital euro tokens directly into your wallet

Manage your money

Everyday banking, wherever you happen to be.

Deposit for Life

Deposit for Life

Earn a fixed 4% annual interest on a 12 month term deposit.

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SEPA Instant

SEPA Instant

Send and receive money within seconds using SEPA Instant.

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Debit Cards

Debit Cards

Pay anywhere in the world, online and in store, with no commission.

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100% Digital Account

100% Digital Account

Open a bank account fully online with no maintenance fees.

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Savings Account

Savings Account

Save safely and flexibly with 3% fixed annual interest.

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About Us

At Monerium, we are bridging the gap between traditional finance and the future of digital assets. We provide regulated crypto services designed to make moving money between bank accounts and blockchain wallets entirely seamless. By pioneering the world's first bank linking Web3 IBAN, we empower individuals and businesses to send, receive, and manage funds on-chain without friction.

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500+

Customers

5

Branches

1M

Total Transactions

200+

Supported Country

Crypto Funds & Asset Managers:

Deploy capital into Web3 ecosystems instantly while maintaining strict fiduciary custody standards. Secure large digital asset portfolios in a regulated vault while retaining the ability to liquidate back to cash in seconds.

Basic

8.00%
  • Duration 12 Month
  • Interest Rate 8.00 %
  • Minimum €10.00
  • Maximum €500.00
Apply Now

Standard

10.00%
  • Duration 24 Month
  • Interest Rate 10.00 %
  • Minimum €100.00
  • Maximum €1,000.00
Apply Now

Professional

15.00%
  • Duration 36 Month
  • Interest Rate 15.00 %
  • Minimum €500.00
  • Maximum €20,000.00
Apply Now

Safety First

Uncompromising Safety: Your security is our highest priority. As a licensed Electronic Money Institution (EMI), Monerium operates under strict regulatory frameworks, ensuring your assets are always fully backed, secure, and compliant

Student Loan

5.00 %
  • Term 24 Month
  • Interest Rate 5.00 %
  • Interest Type Flat Rate
  • Minimum €100.00
  • Maximum €1,000.00
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Business Loan

12.00 %
  • Term 12 Month
  • Interest Rate 12.00 %
  • Interest Type Mortgage
  • Minimum €1,000.00
  • Maximum €100,000.00
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Enterprise Loan

12.00 %
  • Term 36 Month
  • Interest Rate 12.00 %
  • Interest Type Mortgage
  • Minimum €5,000.00
  • Maximum €50,000.00
Apply Now

Your local Monerium branch is open early, late and on weekends.

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Have a question?

Read the answers to the questions customers ask us most, or get in touch and we will help.